FPC 2026 Spring Member Meeting

The 2026 Spring Member Meeting is set to gather FPC members for two days of insightful presentations, dynamic panel discussions with industry experts, timely roundtables, and valuable networking opportunities. Dive into the latest trends and challenges in faster payments, and connect with peers and leaders in the field.

The Spring Member Meeting will take place on February 26-27, 2026, at the Gaylord National Resort and Convention Center located at 201 Waterfront Street, Oxon Hill, Maryland 20745. Be part of the conversation shaping the future of faster payments! 

Arriving by February 25? Join us for a CEO keynote and a networking lunch during ePayConnect 2026, starting at 11:10amET at the same location. The FPC will also be hosting Instant Payments Implementation & Strategy Workshops from 12:45pm-2:45pmET. This opportunity to earn 2.4 CECs is included with your FPC Spring Member Meeting registration at no additional cost.

Event Registration - register by February 18, 2026
Hotel Reservations: FPC has secured a discounted rate of $288+ and a daily discounted resort rate of $27. The resort fee will cover several in-room and hotel-wide amenities. Attendees will receive the hotel room block link with their confirmation email. 
Sponsorship Opportunities

                                                                                                              MEETING AGENDA

Pre-Meeting
Wednesday, February 25
9:00amET: Registration Opens (Foyer)

11:10am-12:40pmET: ePayConnect General Session and Networking Lunch

12:45pm-2:45pmET: FPC + ePayConnect Joint Instant Payments Implementation & Strategy Workshops (Cherry Blossom Ballroom)

3:00pmET: Afternoon/Evening on Your Own - Explore the Harbor and DC Area

FPC Spring Member Meeting
Thursday, February 26
7:00amET: Registration Opens (Foyer)

7:30am-8:30amET: Networking Breakfast

8:30am-8:45amET: Opening Remarks (Cherry Blossom Ballroom)
Speakers: Peter Tapling, PTap Advisory; Phillipa Wilson, Mastercard; Reed Luhtanen, U.S. Faster Payments Council

8:45am-9:25amET: General Session – The Evolving Role of Card-Based Money Movement in a Faster Payments World, sponsored by Visa Direct (Cherry Blossom Ballroom)
Card-based networks have long powered money movement across the globe and continue to adapt alongside instant payment innovations. In this data-rich session, Visa Direct will share insights from its U.S. network, highlighting trends in domestic and cross-border money movement, emerging use cases, and shifts in key market segments. The discussion will explore how card rails are being leveraged for disbursements, account-to-account transfers, and other modern payment flows, while also considering broader industry perspectives from multiple networks. Join us to uncover what the data reveals about where card-based money movement is heading next.
Speakers: Curtis Webb, Visa; Phillipa Wilson, Mastercard; Reed Luhtanen, U.S. Faster Payments Council

9:35am-10:15amET: General Session – Instant Payment Networks Update: Adoption, Volumes, and Adoption Roadblocks that are Myths, sponsored by North American Banking Company (Cherry Blossom Ballroom)
Speakers: Michael Bilski, North American Banking Company; Bradley Wilkes, Open Payment Network; Jim Colassano, TCH; Bernadette, Ksepka, Federal Reserve; Booshan Rengachari, Finzly

10:15am-10:40amET: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

10:40am-11:20amET: Concurrent Breakout Session – The GENIUS Act: Control or Chaos? (Eastern Shore 1 Room)
On July 18, 2025, the GENIUS Act was signed into law, creating the first comprehensive federal framework for payment stablecoins—digital assets pegged to the U.S. dollar. This panel discussion, featuring a diverse group of FPC members—including financial institutions, technology providers, merchants, regulators, and consultants—will explore the practical implications of the GENIUS Act and its impact on stablecoin growth both in the U.S. and globally.
Speakers: Bo Berg, Avenue B Consulting; Eric Peterson, BNY; Larry Pruss, SRM

10:40am-11:20amET: Concurrent Breakout Session – From Barriers to Breakthroughs: Tackling Fraud in Instant Payments Adoption (Eastern Shore 2 Room)
The FPC Fraud Work Group surveyed Financial Institutions on operational, technical, and strategic barriers, plus critical fraud and risk concerns, facing instant payments (RTP and FedNow) adoption. This session reveals key findings, offering data-driven, practical solutions to overcome these challenges and accelerate secure, industry-wide participation.
Speakers: Chris Selmi, Wespay; Shelley Rojano, JPMorgan Chase; Beckie, Nourse, Corporate One Federal Credit Union

11:30am-12:30pmET: Networking Lunch

12:30pm-1:10pmET: General Session – Leveraging AI and Instant Payments to Optimize Back-Office Operations (Cherry Blossom Ballroom)
Instant payments are here, but true optimization remains elusive. As RTP and FedNow expand, businesses face an “Instant Payments Paradox”, real-time rails exist, yet routing payments intelligently across them and existing rails is manual and inefficient. This panel explores how AI might transform money movement optimizing for speed and cost while adapting to network and liquidity conditions. Instead of consumer facing "agentic AI" the panel will explore AI in the back office.
Speakers: Skyler Nesheim, Dwolla; Laura Sullivan, Form3; Anwar Jameel, JPMorgan Chase

1:15pm-1:55pmET: General Session – Current State of the Nation – the Global Scampocalypse (Cherry Blossom Ballroom)
In this session, we will explore the current state of global scams in particular around romance-crypto scams & mules accounts. You will learn: What these scams look like. Where they are originating from. Who they are targeting. Why they are so successful. What we can do collectively as an industry to stop this epidemic.
Speakers: Marc Trepanier, ACI Worldwide; Trace Fooshee, Datos; Mike Timoney, Federal Reserve

1:55pm-2:25pmET: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

2:25pm-3:05pmET: Concurrent Breakout Session – B2B Cross-Border Payments: Expert Insights on Faster Payments Adoption (Eastern Shore 1 Room)
During this session we will discuss current B2B Cross-Border Payment challenges and how some of them can be resolved using US Faster Payments as part of the solution. Referencing our recent Cross-Border white paper as a basis for discussion, we will examine how Faster Payments will play a role in future real-time Cross-Border payments including those based in $USD, Stablecoins and other known values.
Speakers: Mark Majeske, Alacriti; Rodman Reef, Reef Karson Consulting; Marcia Klingensmith, Industry Consultant; Aaron McPherson, AFM Consulting

2:25pm-3:05pmET: Concurrent Breakout Session – Opportunities for B2B Instant Payments (Eastern Shore 2 Room)
Financial industry leaders will discuss how instant payments are transforming B2B payments. The panel will cover topics impacting B2B payments including: reductions in DSO, the impact of the $10M limit, straight-through processing of invoices, opportunities with ISO 20022 data, micro-transaction fraud risks and more.
Speakers: Dean Nolan, Finzly; Stephany Kirkpatrick, Stripe; Maria Mason, Citizens Bank; Sankat Patel, RBC Clear; Erin McCune, Forte Fintech

3:05pm-3:20pmET: Networking Break, sponsored by Alloya Corporate Federal Credit Union (Foyer)

3:20pm-4:00pmET: General Session – Regulatory Landscape (Cherry Blossom Ballroom)
This session will cover the most salient regulatory updates that impact the Faster Payments Industry. Attendees will be informed about how regulatory changes may impact the faster payments industry. More specifically, attendees will learn about areas where there may be opportunities for innovation and areas where legal barriers may still exist.
Speakers: Carla Sanchez-Adams, National Consumer Law Center

4:05pm-4:45pmET: General Session – Instant Government Payments: Expanding Access and Impact (Cherry Blossom Ballroom)
As the FedNow^® Service nears its third year, its impact on U.S. payments—especially in the public sector—continues to grow. This session explores how the Treasury’s Digital Payout program uses FedNow for instant, secure, and inclusive federal disbursements. Join the Federal Reserve and industry partners for insights on implementation, agency collaboration, and the impact on government money movement, and leave with an increased understanding of how instant rails are reshaping public sector.
Speakers: Greg Jaeger, Federal Reserve

5:30pm-7:30pmET: Evening Event at Harbor Social, sponsored by Visa Direct
Join us for a fun-filled networking event with fellow FPC Members. Harbor Social is located on the first floor of the Gaylord Harborview Hotel.

Friday, February 27
8:00am-9:00amET: Networking Breakfast

9:00am-9:05amET: Day 2 Kick Off (Cherry Blossom Ballroom)

9:05am-9:45amET: General Session – What Will It Take for RfP to Scale? (Cherry Blossom Ballroom)
Request for Payment (RfP) promised instant payments, seamless reconciliation, and a clear upgrade over Same Day ACH—but momentum has since stalled. Despite strong demand from businesses and consumers, financial-institution adoption remains limited. This session explores what’s holding RfP back and the bold actions needed to drive its next wave of growth.
Speakers: Sri Iyer, Cross River; Matt Friend, JPMorgan Chase; Paul Amisano, Federal Reserve; Mark Majeske, Alacriti; Rusiru Gunasena, The Clearing House

9:50am-10:30amET: General Session – Stablecoins in Cross-Border Payments: From Direct Settlement to Embedded Infrastructure (Cherry Blossom Ballroom)
As stablecoins gain traction in payments, they offer faster, lower-cost alternatives to traditional cross-border methods. This session explores two models: a B2B stablecoin transfer from U.S. to abroad, and embedded stablecoin use within existing payment rails. Panelists will dissect flow mechanics, regulatory and liquidity challenges, and near-term opportunities for banks and vendors to harness stablecoin innovation.
Speakers: Aaron McPherson, AFM Consulting; Jonathan Holland, Mastercard; David True, PayGility Advisors; Yamini Sagar, Instarails

10:30am-11:00amET: Networking Break sponsored by Alloya Corporate Federal Credit Union (Foyer)

11:00am-11:40amET: Concurrent Breakout Session – How Real-Time Payments Are Transforming the Earned Wage Access Space (Eastern Shore 1 Room)
As faster payment adoption increases, Earned Wage Access (EWA) is emerging as one of the clearest use cases for on-demand disbursements. This session explores how RTP^® and Zelle^® can enhance the different touch points in the EWA models by providing a solution to an immediate problem and creating a monetization opportunity for the parties involved. Speakers will share firsthand insights on challenges with traditional disbursement methods and the evolving regulatory landscape when it comes to Earned Wage Access in the U.S. and discuss the industries that have the highest uptake of real-time pay.

11:00am-11:40amET: Concurrent Breakout Session – Beyond Speed: Using Data Intelligence to Secure and Optimize Faster Payments (Eastern Shore 2 Room)
As faster payments become mainstream, smarter data-driven decisioning is essential. This session explores how financial institutions and fintechs can use real-time data to reduce fraud, validate accounts, and improve outcomes—without sacrificing speed or UX. It also covers how predictive data supports compliance, including Nacha’s 2026 WEB Debit rule, while enabling secure, competitive payment flows.
Speakers: Scott Brackin, ValidiFi; Peter Davey, PaymentsJedi Advisory

11:40am-11:50amET: Networking Break (Foyer)

11:50am-12:30pmET: General Session – Beyond the Swipe: Unlocking Hidden Payments in the Card Ecosystem (Cherry Blossom Ballroom)
Beneath every card transaction lies an entire network of payments most people never see—the behind-the-scenes flows that keep the card ecosystem running. This panel dives into those invisible yet essential payment types that support card networks globally, including network partner settlements, merchant payouts, bill payments, and alternative funding flows where the card acts as either a funding or receiving mechanism. We’ll explore the unique challenges and opportunities these payments create.
Speakers: Sofia Freyder, American Express

12:30pmET: Meeting Close (Cherry Blossom Ballroom)