What type of faster payment solution provider organization are you?


Network - (13)
Financial Institution - (4)
Bankers Bank/Corporate Credit Union - (7)
Third Party Payment Provider - (12)
Credit Union Service Organization - (1)

Who is your direct customer?


Banks - (28)
Credit Unions - (32)
Third Party Processors - (19)
Businesses/Corporates - (16)
Consumers - (4)

Acknowledgement Check


Acknowledge - (0)

Which networks/methods of clearing does the solution use?


RTP - (28)
ACH - (21)
Push to Card - (11)
Zelle - (5)
Other - (17)

What type fo solution do you provide (if multiple, then you can submit seperate surveys)?


Network Solution for Financial Institutions - (16)
Financial Institution - (2)
Bankers Bank/Corporate Credit Union - (12)
Third Party Payment Provider - (4)
Blockchain/Digital Assets End User Experience Solution Processing Switch/Gateway Payment Processor Service Consolidation & Liquidity Service Vertical Specific Solution - (3)
International Cross Border Specific Solution - (0)

Which settlement types does the solution use?


RTGS - (25)
Deferred - (16)
Other - (10)

How fast are funds settled and available to the payee?


Immediate - (0)
Minutes - (0)
Same day - (2)
Next Day - (0)

How fast do funds settle between banks/intermediaries?


Immediate - (0)
Minutes - (0)
Same day - (2)
Next Day - (4)

Are funds irrevocable? If yes, please explain.


Yes - (22)
No - (3)
NA - (9)

Does the solution have transaction refundable/dispute capabilities?


Yes - (16)
No - (2)
NA - (9)
Planned - (2)
Consideration - (4)
Customizable - (3)

is prefunding required?


Yes - (13)
No - (16)
Planned - (1)
Consideration - (2)

Is a liquidity management tool available?


Yes - (13)
No - (4)
NA - (8)
Planned - (3)
Consideration - (3)
Customizable - (2)

What tokenized or non-tokenized identification is used with your customers?


Routing Number + Account (non-tokenized) - (0)
Stored Value Account (non-tokenized)) - (0)
PAN (Permanent/Primary Account Number – non-tokenized) - (5)
Tokenized version of one of the above - (9)
Email Alias - (10)
Phone Alias - (8)
Other - (10)

Which recipient end destinations does the solution support?


Bank Account - (32)
Credit Card - (7)
Debit Card - (13)
Prepaid Card - (8)
Stored Value (virtual/wallet)) - (0)
Cash - (3)
Other - (5)

What use case categories apply for your solution?


Account to Account (A2A, me to me) - (0)
Business/Government to Business/Government (B2B,B2G,G2G)” - (0)
Business to Consumer (B2C) - (27)
Consumer to Business/Government (C2B,C2G) - (0)
Government to Business/Consumer (G2B,G2C) - (0)
Person to Person (P2P) - (25)

Which of the following functions do your use cases address?


Account Transfers - me to me - (24)
Account Transfers - any to any - (27)
Bill Pay-Consumer - (21)
Bill Pay-Business-to-Business - (23)
Cross Border - (12)
Disbursements - (23)
Donations - (17)
Loans - (20)
On Demand Delivery (COD) - (14)
Payroll - (23)
Point of Sale - Physical - (11)
Point of Sale - Virtual - (14)
Refunds - (23)
Rewards/Loyalty/Cash Back - (11)

What industries are your use cases applicable to?


All - (18)
All Agriculture - (3)
Cannabis/CBD - (0)
Convenience Stores - (3)
Distribution/Logistics - e.g. UPS/Fedex - (9)
Education - (9)
Energy Producers – Oil, Gas, Electric - (0)
Entertainment/Events - (7)
Food & Beverage – Restaurants, Bars - (0)
Gaming - Skilled/Chance - (4)
Gig Economy - Transportation, Delivery, Personal Service - (0)
Government Services/Contractors - (8)
Healthcare Providers - (8)
Housing - rentals - (6)
Insurance - (9)
Investment - (7)
Legal - (8)
Lending - (9)
Lodging - (7)
Manufacturing - (7)
Not-For-Profit - (8)
Pharma - (8)
Real Estate - (10)
Recreation - (6)
Rental - Cars, Equipment - (0)
Retail - Brick & Mortar - (4)
Retail – eCommerce - (6)
Supply Chain Distribution - (8)
Trade Finance - (6)
Transportation - e.g. Air, Rail, Bus, Tolls, etc - (0)
Utilities - Electric, Natural Gas, Water, Sewage - (0)
Unbanked/Underserved - (3)

Does the solution support credit push payments?


Yes - (25)
No - (1)
NA - (5)
Planned - (2)
Consideration - (0)
Customizable - (0)

Does the solution support debit pull payments?


Yes - (14)
No - (7)
NA - (6)
Planned - (3)
Consideration - (2)
Customizable - (1)

Does the solution support recurring/subscription transactions?


Yes - (17)
No - (2)
NA - (8)
Planned - (4)
Consideration - (1)
Customizable - (0)

Does the solution support request for payments (RFP)?


Yes - (13)
No - (1)
NA - (6)
Planned - (9)
Consideration - (3)
Customizable - (0)

Does the solution apply transaction limits?


User transaction - (19)
User daily - (15)
Other - (19)

Which standard message format does the solution use?


ISO 20022 - (25)
Nacha - (17)
ISO 8583 - (11)
Other - (12)

What are the solution's onboarding/Know Your Customer (KYC) requirements?


Address verification - (9)
OFAC - (10)
Account verification - (15)
Other - (13)

Does the solution have user experience/guidelines/specifications?


Yes - (13)
No - (2)
NA - (7)
Planned - (2)
Consideration - (0)
Customizable - (4)

What is the coverage for the solution?


US Regional - (17)
US Domestic - (32)
Cross Border - (12)

Which consumer account types does the solution support?


Bank Account - (31)
Debit Card - (15)
Credit Card - (12)
Prepaid - (12)
Stored Value - (0)
Other - (7)

Which business account types does the solution support?


Bank Account - (32)
Debit Card - (13)
Credit Card - (11)
Prepaid - (11)
Stored Value - (10)
Merchant services - (14)
Other - (4)

Which technology features does the solution have?


Virtual Accounts - (12)
Tokens - (13)
Contactless at POS - (6)
Contactless at ATMs - (4)
QR Code Enabled - (12)
Online e-commerce enabled - (13)
APIs - Gold standards - (0)
POS integration - (4)
POS terminal compatible - (3)
Other - (6)

What ERP/accounting product interfaces are provided?


SAP - (5)
Oracle - (5)
MS Dynamics - (2)
Infor - (1)
IFS - (2)
Epicor - (1)
Aptean - (0)
QuickBooks - (3)
Sages - (0)
Xero - (2)
Acumatica - (1)
Syspro - (1)
IQMS - (1)
Other - (13)

Which wallets does the solutions support?


Apple - (7)
Samsung - (7)
Google - (6)
Other - (10)

Which directories or networks are supported/interoperable with the solution?


Visa - (11)
Visa Direct - (13)
Mastercard - (12)
Master Send - (13)
ATM/Debit Networks - (8)
PayPal - (8)
Venmo - (6)
Zelle - (8)
RTP - (26)
Fednow (pilot/planned) - (0)
Fed ACH/TCH EPN - (0)
Fed Wire/TCH CHIPS - (0)
Swift - (9)
Ripple - (4)
Private - (6)
Other - (6)

Which of the following end customer features are supported?


Disputes - (10)
Chargebacks - (9)
Refunds - (14)
Payment error resolution - (17)
Buyer product protections/warranty - (5)
Privacy/data protection - (19)
Loyalty Cash Back - (5)
Loyalty Points - (3)
Cash Advances - (2)
Cash Withdrawals - (3)
Cash Deposits - (3)
Deposited Funds Availability - (8)
Good funds for payments cleared, but not yet settled - (0)
Other - (2)

What additional tools/services does the solution have?


Reporting - (28)
Reconcilliation - (0)
Liquidity Management - (16)
Reciever account pre-validation - (0)
Buy Now Pay Later - (3)
Fraud Prevention, detection, remediation - (0)
Other - (3)

What fraud detection/prevention does the solution provide?


Unauthorized payments - (11)
Authorized fraudulent payments - (8)
Account takeover - (9)
Synthetic ID - (5)
Other - (6)

What end user features/controls are available?


Multiple user with applicable rights per account - (11)
Multiple account per user - (12)
Multiple aliases per user - (7)
End user preferences - setting limits and internal controls - (11)
Secondary level approval - (13)
2 factor authentication - (0)
Other - (6)

What transaction confirmation methods does the solution use?


SMS/Text - (9)
Email - (16)
In App - (10)
Other - (9)

What notification methods does the solution use?


SMS/Text - (9)
Email - (15)
In App - (9)
One-time passcode - (5)
One-time passcode - (5)
Link - (3)
Other - (10)

What onboarding and account maintenance features does the solution have?


Contactless enrollment - (5)
Enrollee validation - (9)
Immediate use - (0)
Pre-review before use - (6)
Account change controls - (9)
User lock/unlock - (12)
Account lock/unlock - (11)
Other - (5)

What record retention features does the solution have?


Basic payment details - (5)
Complete payment details - (20)
Attachments - (9)
Other - (5)